April 30, 2026
Rethinking Reverse Mortgages in Retirement
How rethinking reverse mortgages in retirement can insulate your retirement portfolio from common pitfalls.
Felton & Peel Blog
Retirement Planning
Financial planning insights, tax strategy, and retirement guidance from Felton & Peel Wealth Management.
April 2, 2026
The Retirement Expense Everyone Should Fear
If you’ll be buying coverage on the Affordable Care Act (ACA) marketplace, the cost of staying insured from age 60 - 65 can lead to an unpleasant surprise.
November 6, 2025
Need Retirement Funds Before 59 ½? It’s Possible
Life happens ahead of schedule. Maybe you’ve retired early or face an unexpected expense. The good news: exceptions allow you to access your savings sooner — without taking the full hit from the IRS.
June 30, 2025
3 Tax Surprises That Hit Retirees the Hardest
Retirement should not offer costly surprises or unexpected tax bills. This article highlights three of the most common retirement tax traps.
February 7, 2025
The New “Super Catch-Up” Feature To Your 401(k)
As of 2025, those who are aged 60-63 are eligible for an additional “super catch-up” contribution to their workplace retirement accounts.
December 6, 2024
Cash Balance Pension Plans Could Help Supercharge Your Retirement Saving
Whether you’re behind on retirement savings or simply hoping to beef up your account balances, a Cash Balance Pension plan can supercharge your savings.
November 8, 2024
FSAs vs HSAs Demystified: Navigating Health Savings Choices with Clarity
FSAs and HSAs are like fraternal twins who have distinctive characteristics and tendencies despite their (assumed) similarities.
October 3, 2024
3 Signs It’s the Right Time to Purchase an Annuity
Annuities have been around for centuries, unfortunately, some consumers find them hard to understand. Here are some right times to purchase.
September 3, 2024
4 Ways to Lower Your Required Minimum Distributions (RMDs)
Planning for RMD distributions can be daunting. Here are four ways to lower your RMDs and your tax bill too.
July 10, 2024
5 Epic Retirement Fails to Understand and Avoid
Unpack five ways retirement plans—even the soundest ones—commonly fail. (So you don’t have to learn the hard way.)
June 8, 2023
5 Things to Know About the SECURE 2.0 Act
The SECURE 2.0 Act gives employers and employees more opportunities to save for retirement and benefit from saving for retirement.
November 4, 2022
What Are Qualified Charitable Distributions (QCDs)?
A QCD is a transfer of funds directly from your Individual Retirement Account(IRA) to an IRS qualified charity.
September 7, 2022
How to Calculate Your Retirement Age
Your retirement age is the best age for you to retire based on several factors. Learn how to calculate your retirement age.
July 29, 2022
Midyear Money Moves for Your Financial Plan
Make these four easy midyear money moves for your financial plan to stay on track.
February 3, 2022
Pros and Cons of a Roth IRA Conversion
Knowing the pros and cons of a Roth IRA conversion is a well-kept secret when saving for retirement.
January 6, 2022
4 Retirement Planning Tips for the New Year
The new year is a great time to revisit your retirement planning strategy. Learn four new retirement planning tips you should implement for the new year.
December 1, 2021
How To Select The Right IRA
Selecting the right IRA can be a great way to build wealth for retirement while offering flexibility and tax savings.
November 3, 2021
Preparing for Healthcare Costs in Retirement
Preparing for healthcare costs in retirement can be cumbersome. Here are 3 important pitfalls to avoid to safeguard your retirement nest egg.
September 7, 2021
Personal Finance: The Not-So-Secret Ingredient to Wealth Creation
Getting a grip on your personal finance; how you plan for your future and manage your money, is the foundation of any future wealth success.
July 27, 2021
How to Exercise Your Employee Stock Options Strategically
When receiving an employee stock options plan, the first place to start is by considering the nature of the offer and how it is structured.
June 9, 2020
Time for Change: The Lack of Minority Leadership in Finance
We need to do a better job of addressing the lack of minority leadership in finance, showing minorities there is a seat for them at the table.
June 7, 2019
Black Households Try to Close the Wealth Gap by Chasing Higher Returns
For African-American households, increasing your risk tolerance to overcompensate for the wealth gap is a very dangerous game to play.
February 4, 2019
What is Umbrella Insurance, and Do I Really Need It?
Umbrella insurance (or excess liability insurance), might be a worthwhile expense. But how can you tell if you really need it?
September 21, 2018
How to Create the Best Asset Allocation for your Portfolio
The art of creating the best asset allocation for your portfolio is a subject you can never know too much about.