June 4, 2026
Two Tax Considerations to Plan for After Tax Season
Two tax moves that you should consider implementing after the April 15th tax deadline.
Felton & Peel Blog
General Planning
Financial planning insights, tax strategy, and retirement guidance from Felton & Peel Wealth Management.
April 30, 2026
Rethinking Reverse Mortgages in Retirement
How rethinking reverse mortgages in retirement can insulate your retirement portfolio from common pitfalls.
April 2, 2026
The Retirement Expense Everyone Should Fear
If you’ll be buying coverage on the Affordable Care Act (ACA) marketplace, the cost of staying insured from age 60 - 65 can lead to an unpleasant surprise.
March 5, 2026
Why Tax Returns Get Flagged: 3 Moves that Can Trigger IRS Audits
When the IRS (or “the Service”) does reach out, it’s usually because something didn’t match: a form the Service already has on file, a number that looks out of step, or a pattern that needs a little explanation.
February 5, 2026
ILITs: The Overlooked Legacy & Wealth Planning Powerhouse
An Irrevocable Life Insurance Trust (ILIT) can turn an ordinary life insurance policy into a multi-tasking estate planning tool.
December 12, 2025
Is Your College Plan Still Safe? 5 Critical Student Loan Changes That Could Disrupt It
The student loan system is undergoing its biggest overhaul in decades, here are 5 must know changes.
November 6, 2025
Need Retirement Funds Before 59 ½? It’s Possible
Life happens ahead of schedule. Maybe you’ve retired early or face an unexpected expense. The good news: exceptions allow you to access your savings sooner — without taking the full hit from the IRS.
October 7, 2025
Not Worried About Federal Estate Taxes? Think Again
The federal estate tax threshold is making a leap to $15 million per person. Many states have their own estate or inheritance taxes, with much lower exemptions.
September 4, 2025
5 Safety Nets When Your Emergency Fund Runs Dry
We outline several places you can look for cash outside of your emergency fund when an emergency strikes.
July 31, 2025
5 Money Moves to Survive a Shaky Job Market
When job security feels uncertain, here are five moves you need to make to shore up your finances.
May 29, 2025
Two Key Tax Strategies for Your Portfolio in a Bear Market
If you're nearing retirement, growing your portfolio, or just trying to stay calm amidst a flurry of scary headlines, knowing how to navigate a down market is just as important as knowing how to grow in a strong one.
May 1, 2025
Baffled By Bitcoin? Five Facts That’ll Set You Straight
Whether you’re skeptical, curious, or somewhere in between regarding Bitcoin. Here are five key facts that will give you a clearer picture.
April 10, 2025
3 Smart Ways to Raise Financially Savvy Children
Recent studies show that kids these days are struggling to feel financially empowered. We discuss three ways to combat that.
February 7, 2025
The New “Super Catch-Up” Feature To Your 401(k)
As of 2025, those who are aged 60-63 are eligible for an additional “super catch-up” contribution to their workplace retirement accounts.
December 6, 2024
Cash Balance Pension Plans Could Help Supercharge Your Retirement Saving
Whether you’re behind on retirement savings or simply hoping to beef up your account balances, a Cash Balance Pension plan can supercharge your savings.
November 8, 2024
FSAs vs HSAs Demystified: Navigating Health Savings Choices with Clarity
FSAs and HSAs are like fraternal twins who have distinctive characteristics and tendencies despite their (assumed) similarities.
October 3, 2024
3 Signs It’s the Right Time to Purchase an Annuity
Annuities have been around for centuries, unfortunately, some consumers find them hard to understand. Here are some right times to purchase.
September 3, 2024
4 Ways to Lower Your Required Minimum Distributions (RMDs)
Planning for RMD distributions can be daunting. Here are four ways to lower your RMDs and your tax bill too.
August 8, 2024
Now is a Great Time to Gift: Here are 3 Ways to Do It Smarter
With the Tax Cuts and Jobs Act of 2017 scheduled to sunset at the end of 2025, here are three reasons why you should be gifting now.
July 10, 2024
5 Epic Retirement Fails to Understand and Avoid
Unpack five ways retirement plans—even the soundest ones—commonly fail. (So you don’t have to learn the hard way.)
June 2, 2024
Scared of Stock Market Volatility? Four Insights to Ease Your Anxiety
Stock market volatility can cause anxiety for even the seasoned investor. Learn these four tips to help manage your expectations.
April 30, 2024
The 4 Best-Kept Tax Benefits of a Private Foundation
Here are the four best-kept tax benefits of why high-net-worth individuals use private foundations to save on taxes.
April 8, 2024
Four Financial Mistakes to Avoid in a Divorce
Four ways financial planners can help their divorcing clients circumvent financial pitfalls throughout the process
March 13, 2024
Tax-loss Harvesting: Timing Matters
The end of the year has been the quintessential time for investors to look for tax-loss harvesting strategies, but waiting may hurt you.
February 7, 2024
Inflation vs. Lifestyle Creep: What’s Really Breaking Your Budget?
Determining whether inflation or lifestyle creep is responsible for creating disruption in our daily budgets
January 9, 2024
Capital Gain Distributions & Interest Income: Friends or Foes?
Learn the pros and cons on how capital gain distributions and interest income may affect your income taxes this season.
December 6, 2023
4 Ways to Prepare for the Upcoming Tax Cuts and Jobs Act (TCJA) Sunset
Four of the most important steps to take to understand and prepare for this upcoming Tax Cuts and Job Act (TCJA) sunset.
November 10, 2023
Behavioral Finance: The Secret Ingredient to Your Financial Success
Understand the tenets of behavioral biases, and how they affect your finances. Along with tactics on how to mitigate them.
September 29, 2023
4 Things to Do with Unused 529 Plan Funds
Four smart things to do with unused 529 plan funds when your child doesn't attend college or has a scholarship.
August 29, 2023
Key Implications of Georgia’s New Flat Tax Rate
Effective January 1, 2024, the flat tax in Georgia will start at 5.49% and decrease by 0.1% over five years until it reaches 4.99% in 2029.
August 3, 2023
Four Things to Know About the Saving on a Valuable Education (SAVE) Repayment Plan
Learn some of the most important things about President Biden’s new income-driven repayment (IDR) plan, Saving on a Valuable Education (SAVE).
July 5, 2023
Understanding Risk Management in Personal Finance
Understanding risk management in personal finance is vital in the process of identifying, assessing, and controlling risks.
June 8, 2023
5 Things to Know About the SECURE 2.0 Act
The SECURE 2.0 Act gives employers and employees more opportunities to save for retirement and benefit from saving for retirement.
May 4, 2023
How to Set Your Kids Up for Financial Success
One of the most meaningful things you can do is to set your child up for financial success. Preparing for their future can help them launch their adult lives.
April 14, 2023
Breaking Down the 2023 U.S. Banking Crisis
Breaking down the recent trouble in the 2023 U.S. banking crisis
March 3, 2023
3 Ways To Stay Ahead On Tax Season
Tax season can be cumbersome. Here are 3 ways to ahead during tax season.
November 4, 2022
What Are Qualified Charitable Distributions (QCDs)?
A QCD is a transfer of funds directly from your Individual Retirement Account(IRA) to an IRS qualified charity.
October 6, 2022
Estate Planning: 5 Things You Should Know About the Process
An estate plan is more complex, with multiple components and documents to consider before it’s complete. Here are five things to know about estate planning.
September 7, 2022
How to Calculate Your Retirement Age
Your retirement age is the best age for you to retire based on several factors. Learn how to calculate your retirement age.
July 29, 2022
Midyear Money Moves for Your Financial Plan
Make these four easy midyear money moves for your financial plan to stay on track.
June 2, 2022
How to Budget for Your Summer Vacation
Let’s explore how to budget for your summer vacation in three easy steps— plus look at some simple ways to save money on vacation expenses.
May 4, 2022
Smart Ways to Spend Your Tax Refund
With the tax deadline behind us, here are some smart ways you should spend your tax refund.
March 31, 2022
Five Things to Know for the 2022 Tax Season
Here are five things you need to know for the 2022 tax filing season.
February 3, 2022
Pros and Cons of a Roth IRA Conversion
Knowing the pros and cons of a Roth IRA conversion is a well-kept secret when saving for retirement.
January 6, 2022
4 Retirement Planning Tips for the New Year
The new year is a great time to revisit your retirement planning strategy. Learn four new retirement planning tips you should implement for the new year.
December 1, 2021
How To Select The Right IRA
Selecting the right IRA can be a great way to build wealth for retirement while offering flexibility and tax savings.
November 3, 2021
Preparing for Healthcare Costs in Retirement
Preparing for healthcare costs in retirement can be cumbersome. Here are 3 important pitfalls to avoid to safeguard your retirement nest egg.
September 28, 2021
4 Important Tax Strategies for High-Income Earners
High-income earners can be limited in their tax reduction strategies, but we will provide 4 important tax strategies they can implement.
September 7, 2021
Personal Finance: The Not-So-Secret Ingredient to Wealth Creation
Getting a grip on your personal finance; how you plan for your future and manage your money, is the foundation of any future wealth success.
July 27, 2021
How to Exercise Your Employee Stock Options Strategically
When receiving an employee stock options plan, the first place to start is by considering the nature of the offer and how it is structured.
June 30, 2021
Non-Fungible Tokens Explained: Six Takeaways for 2021
The arrival of Non-Fungible Tokens (NFTs) into the mainstream is certainly interesting. But should you feel comfortable investing in them?
June 9, 2020
Time for Change: The Lack of Minority Leadership in Finance
We need to do a better job of addressing the lack of minority leadership in finance, showing minorities there is a seat for them at the table.
April 27, 2020
Why Estate Planning Is Lacking In African-American Households
The lack of estate planning among African-American households is one of the most serious and consistent issues I see as a CFP® professional.
June 7, 2019
Black Households Try to Close the Wealth Gap by Chasing Higher Returns
For African-American households, increasing your risk tolerance to overcompensate for the wealth gap is a very dangerous game to play.
February 4, 2019
What is Umbrella Insurance, and Do I Really Need It?
Umbrella insurance (or excess liability insurance), might be a worthwhile expense. But how can you tell if you really need it?
September 21, 2018
Waiting for the Next Housing Bubble? Don’t Hold Your Breath
If you’re waiting for the next housing bubble, I hope you’ve got two decades to spare. And that’s if history repeats itself at all.
September 21, 2018
How to Create the Best Asset Allocation for your Portfolio
The art of creating the best asset allocation for your portfolio is a subject you can never know too much about.
September 20, 2018
Donor-Advised Fund: How A “Poor Man’s Foundation” Saves You Money
You may have heard of “donor-advised funds”, but feel confused about them. Are they solely for the rich? How could they work for those with less savings?